Locking in your rate means…your interest rate, origination fee, and discount points are locked for a specific length of time. Your rate and cost for that rate cannot change for the specific loan program chosen for 10,15, 30, 60, or 90 days, or longer whichever lock period you and your loan officer have decided upon.

We strongly encourage you to call your mortgage consultant or email them to lock your loan rate.

Points to Remember:

• Emailing does not guarantee a rate lock.
• Rates and points are guaranteed only after confirmation.